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Don't forget to factor in closing costs when considering a home sale or purchase. Shipwatch Realty, Inc. is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 727-596-6508 if your needs include a real estate pro ready for the business side of buying and selling.
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Closing costs you should expect
There are certain normal fees accompanying closing the sale of a house. These costs are usually divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help guide you through your transaction.
Costs pertaining to your mortgage to be paid at closing
(Click here for details)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, the following taxes are usually collected (Click here for details)
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are aware of exactly where your money is going.
Buyers: If you're buying real estate in Pinellas County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not astonished when you get to the closing table. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
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Shipwatch Realty, Inc. |
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14515 Walsingham Rd. |
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688 Professional Bldg. Suite E |
| Largo, Florida 33774 |
| Phone: (727) 596-6508 |
| Fax: (727) 595-3589 |
| shipwatchrealty@aol.com | |
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Shipwatch Realty, Inc. 14515 Walsingham Rd. Largo, FL 33774
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