In general, the documentation you will need includes:
Check for application fee
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy
of legal description and MLS sheet.
If you are selling your current home,
copy of listing contract.
If
you have sold your current home, copy of settlement statement (HUD-1).
Income & Assets
Pay stubs for the last 30 days.
For the past two years:
Statements for each bank, mutual fund, and/or investment account for the
last three months.
Estimated value of personal property and furniture.
If you have made any large deposits to
your accounts:
If you own more than 25% of a business:
If
self-employed:
If you own rental property:
If you are retired:
If you receive Social Security:
If you are counting child support as
income:
Debts
Names,
addresses, account numbers, balances and monthly payments on all current
loans.
Explanation of credit report anomalies,
including:
VA Loans
Copy of DD Form 214, Report of
Separation.
Miscellaneous
Photo ID
and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you
are not a citizen, a copy of the front and back of your
green card.
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